Terms of Service

1. Acceptance of Terms

By accessing or using the website hardmoneylenderssaltlakecity.com (the "Site") and the services offered by Hard Money Lenders of Salt Lake City ("we," "us," or "our"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our Site or services.

2. Services Description

Hard Money Lenders of Salt Lake City provides hard money lending services for real estate investors and property developers. Our services include but are not limited to:

• Short-term rental loans
• Commercial real estate loans
• Residential fix-and-flip loans
• Land development loans
• Bridge loans
• Multifamily acquisition loans
• Construction loans
• Distressed property loans
• Cash-out refinance loans

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information when applying for loans
• Be a resident of or conducting business in the United States

4. Loan Applications and Approval

Submitting a loan application does not guarantee approval. All loan applications are subject to our underwriting criteria and approval process. We reserve the right to deny any application for any reason permitted by law.

Loan terms, including interest rates, fees, and repayment schedules, will be disclosed in your loan agreement. Please review all documents carefully before signing.

5. Prohibited Uses

You agree not to use our Site or services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our systems. Prohibited activities include:

• Using automated systems to access the Site without our permission
• Attempting to gain unauthorized access to our systems
• Transmitting viruses, malware, or other harmful code
• Interfering with other users' access to the Site
• Using the Site to harass, abuse, or harm others
• Providing false or misleading information

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Hard Money Lenders of Salt Lake City or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

7. Disclaimer of Warranties

Our Site and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our Site or services. We disclaim all warranties to the fullest extent permitted by law.

8. Limitation of Liability

To the maximum extent permitted by law, Hard Money Lenders of Salt Lake City shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Site or services, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Hard Money Lenders of Salt Lake City and our officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses arising from your use of our Site or services or your violation of these Terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Salt Lake County, Utah.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: